Personal Insurance

What we offer

 

Life is full of risks. But some unexpected events can really set you back.

Insurance helps protect the things you value, such as your homes, your contents, your cars and your valuables from fire, flood, storm and earthquake, to theft, car accidents, to accidental damage/mishaps.

Having the right cover in place offers peace of mind and lowers the financial paid of repairing your home and replacing damaged or stolen belongings.

The most common forms of personal insurance are :

Personal Lines – Insurance We Offer

Residential House (owner occupied)

Residential dwelling, garage, carport, fixture & fittings permanently attached to dwelling (stove, hob or other home appliance permanently wired, permanently plumbed or permanently built-in, floor covers/carpets, driveway, decks, gate, fence, permanently sited water tanks, septic tanks. Gravel/Shingle driveways/paths or paving are not covered. Fixed Carpets included under house policy.

Residential House (Tenanted)

Covers residential house as above and includes Landlords Contents, Loss of Rents, Meth Contamination and can include malicious damage, loss of rents if tenant vacates without notice or is evicted.

Contract Works / Home Renovations

If you are renovating your house or building a new home, please talk to us as without this cover your existing house may not be insured.

Residential Contents (owner occupied)

Household goods and personal effects, blinds, curtains, light shades, mats, rugs, garden appliances, golf cart or child’s motorbike not exceeding 50cc, portable spa pools.

Residential Contents (Tenanted)

As the landlord cover under tenanted houses is usually limited you can take out a separate policy to cover a higher limit or where you have rented a furnished house.

Private Motor Vehicle

Covering your vehicles that are used for personal/domestic use. Remember even if your vehicle is used for 10% business use, you may need to insure it under a commercial motor policy.

Roadside Assistance

If requested, we can provide you with roadside assistance – six call outs per year.

Pleasurecraft/Jet ski/ Launch

Provides accidental loss for your craft. Racing cover can be requested.

Inland Transit

Provides cover for your contents whilst they are being moved from one address to another.

Travel Insurance - One off

To cover you and your family whilst travelling overseas.

Travel Insurance – Multi Travel

Annual travel policy if you travel overseas more than 2 or 3 times per year.

Rural Insurance/Lifestyle Blocks

Whether you have a lifestyle block, hobby farm or running a farm business you will need rural insurance which provides a wide range of covers designed for you.

For experienced and professional advice contact us today.

Get in touch or come meet us over a coffee.

Phone: 0800 736 237

Physical Address:

1 The Strand, Unit G2, Takapuna
(we are behind Seven Hills Café)

Call Now - 0800 736 237