We’ll protect what matters most – and be there when it really counts


Life is full of risks. And some unexpected events can really set you back. That’s when you need a champion by your side, to give you total peace of mind. Whether it’s your home, car, boat or valuables, at Penberthy we take the time to understand your lifestyle and risks.

And if something does go wrong, we’re relentless in championing your claim. That’s personal insurance, done the Penberthy way.

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and protect your personal and lifestyle needs with the most suitable cover.

With the right champion by your side, you have peace of mind that what matters to you most is robustly protected. We build enduring relationships with our clients that bring peace of mind and we tailor insurance solutions that evolve with you as your needs change. It’s about being beside you, every step of the way. That’s what we are here for.

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Here’s just some of the ways we can protect you:

Personal Lines – Insurance We Offer

Residential dwelling, garage, carport, fixture & fittings permanently attached to dwelling (stove, hob or other home appliance permanently wired, permanently plumbed or permanently built-in, floor covers/carpets, driveway, decks, gate, fence, permanently sited water tanks, septic tanks. Gravel/Shingle driveways/paths or paving are not covered. Fixed Carpets included under house policy.

If you are renovating your house, extending your home or building a new home, please talk to us prior to any works commencing as your insurance that covers your house has certain exclusions which may leave your existing house uninsured.

Household goods and personal effects, blinds, curtains, light shades, mats, rugs, garden appliances, golf cart or child’s motorbike not exceeding 50cc, portable spa pools. There are limitation amounts on jewellery, watches, photographic equipment, bicycles, watersports equipment, artwork – so it is important to discuss these items with your Adviser.

Covering your vehicles that are used for personal/domestic use. Remember even if your vehicle is used for business use, you may need to insure it under a commercial motor policy so always declare this to your Adviser. We are able to add Roadside Assistance to your vehicle insurance if requested.

Provides cover for owners of recreational boats, such as yachts, sailboats, jetskis, launches and trailer boats. Provides cover for a range of risks, including accidental damage, theft, vandalism and liability for injuries or property damage while operating the vessel. It can also cover costs related to towing and salvage operations.

Provides cover for your contents whilst they are being moved from one address to another.

Whether you have a lifestyle block, hobby farm or running a farm business you will need rural insurance which provides a wide range of covers designed for you.

Our approach is what sets us apart

Our expertise makes a tangible difference

We are our client’s most suitable advocates, because our expertise is in the fine print, ensuring we delve deeper to tailor more thorough protection policies.

Our approach develops genuine relationships

We develop a trusted partner relationship with our clients, because we demonstrate a genuine desire to look out for your needs soundly.

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Our knowledge brings peace of mind

Our deep-seated knowledge, built up over generations, ensures trusted advice and support that continually evolves, as you do.

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For expert advice & support contact our team today

  Call 0800 736 237

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