What we offer
Life is full of risks. But some unexpected events can really set you back.
Insurance helps protect the things you value, such as your homes, your contents, your cars and your valuables from fire, flood, storm and earthquake, to theft, car accidents, to accidental damage/mishaps.
Having the right cover in place offers peace of mind and lowers the financial paid of repairing your home and replacing damaged or stolen belongings.
The most common forms of personal insurance are :
Personal Lines – Insurance We Offer
Residential dwelling, garage, carport, fixture & fittings permanently attached to dwelling (stove, hob or other home appliance permanently wired, permanently plumbed or permanently built-in, floor covers/carpets, driveway, decks, gate, fence, permanently sited water tanks, septic tanks. Gravel/Shingle driveways/paths or paving are not covered. Fixed Carpets included under house policy.
Covers residential house as above and includes Landlords Contents, Loss of Rents, Meth Contamination and can include malicious damage, loss of rents if tenant vacates without notice or is evicted.
If you are renovating your house or building a new home, please talk to us as without this cover your existing house may not be insured.
Household goods and personal effects, blinds, curtains, light shades, mats, rugs, garden appliances, golf cart or child’s motorbike not exceeding 50cc, portable spa pools.
As the landlord cover under tenanted houses is usually limited you can take out a separate policy to cover a higher limit or where you have rented a furnished house.
Covering your vehicles that are used for personal/domestic use. Remember even if your vehicle is used for 10% business use, you may need to insure it under a commercial motor policy.
If requested, we can provide you with roadside assistance – six call outs per year.
Provides accidental loss for your craft. Racing cover can be requested.
Provides cover for your contents whilst they are being moved from one address to another.
To cover you and your family whilst travelling overseas.
Annual travel policy if you travel overseas more than 2 or 3 times per year.
Whether you have a lifestyle block, hobby farm or running a farm business you will need rural insurance which provides a wide range of covers designed for you.